Personal Banking
Personal Banking

Savings, Certificates of Deposits,
& Individual Retirement Accounts

Have a little extra money to set aside for a rainy day? Or maybe you have a little more, and are looking for a safe place to deposit it with a competitive interest rate? Or perhaps you have a retirement account you need to rollover from a former employer?

At the First National Bank of Southern Kansas we have the savings account, certificate of deposit or individual retirement account (IRA) you are looking for. For more information, including a complete set of account disclosures please call or visit any of our three locations. Also, don't forget to check our current rates.

Savings Account

  • $100.00 opening deposit ($5.00 opening deposit for minor and/or student)
  • Interest bearing savings account, variable rate, compounded quarterly, paid quarterly
  • Minimum balance of $100.00 to eliminate quarterly service fee (no minimum balance for minor and/or student)
  • $3.00 quarterly fee if account falls below minimum balance
  • Quarterly statement detailing activity

Christmas Club Account

  • $5.00 opening deposit
  • Interest compounded and paid annually
  • Account balance plus interest mailed to you November 15th

Individual Retirement Accounts

Traditional
  • 6 months
  • 12 months
  • 24 months
  • 36 months

We also offer Roth and Education IRA's, please contact us for more information.

Certificates of Deposit

We offer a variety of CD terms, from 30 days to 60 months. We also offer specials on our certificates of deposit from time to time. Please check out our current rates, and don't hesitate to give us a call or stop by one of our convenient locations for more information.

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