Personal Checking

The First National Bank of Southern Kansas offers the following personal checking accounts. If you have any questions or would like more information, including a complete set of account disclosures please call or visit any of our three locations. Also, don't forget to check our current deposit rates.

Personal Checking - No Fee

• $100.00 opening deposit
• No monthly fee
• No minimum balance
• Unlimited check writing
• Monthly statement detailing activity
• Imaged checks retained by Bank

Personal Checking - Minimum Balance

• $100.00 opening deposit
• Minimum balance of $500.00 to eliminate monthly service fee
• $5.00 monthly fee if account falls below minimum balance
• Unlimited check writing
• Monthly statement detailing activity
• Imaged checks returned with statement

First Checking

• $100.00 opening deposit
• Monthly maintenance fee of $6.00
• Free personalized checks (250 per order)
• No fee for purchase of Money Orders
• Free photo copies
• Imaged checks returned with statement

Senior Checking - For our customers who are 55 years old or better!

• $100.00 opening deposit
• Interest bearing checking account, variable rate, compounded monthly, paid monthly
• Minimum balance of $500.00 to earn interest
• No monthly fee
• Unlimited check writing
• No fee for purchase of Money Orders
• Monthly Statement detailing activity
• Imaged checks returned with statement
• Complimentary box of checks at opening

Interest Bearing Checking Account

• $500.00 opening deposit
• Interest bearing checking account, variable rate, compounded monthly, paid monthly
• Minimum balance of $1000.00 to eliminate monthly service fee
• $5.00 monthly fee if account falls below minimum balance
• Unlimited check writing
• Monthly statement detailing activity
• Imaged checks returned with statement

Money Market Account

• $1,000.00 opening deposit
• Minimum balance of $1,500.00 to eliminate monthly service fee
• $5.00 monthly fee if account falls below minimum balance
• Six transfers are allowed per month, three by check to third party and three by pre-authorized transfer
• Interest bearing checking account, variable rate, compounded monthly, paid monthly
• Monthly statement detailing activity
• Imaged checks returned with statement